StartFragment Insurance Agencies of the Future The year ahead will see the continuation of the consolidation trend we’re seeing across the insurance industry — not just of huge health insurance carriers merging into a few mega providers, but of agencies combining to form something similar to a professional service firm, with a range of specialties under one roof. These new combined agencies will have to be able to service not only employee benefits and group insurance, or retirement and financial plans with life insurance and annuities, or property and casualty, or business insurance — they’re going to have to do it all. Instead of needing five separate agencies to cover all an individual’s
Umbrella Coverage Explained One of the most certain things in life is, certainly, uncertainty. Your dog could bite the neighbor’s child. Your teen drive could hit someone on a bicycle. A guest could fall down your stairs. New England weather could cause a multi-car accident. You could be held liable to others for the cost of damages-injuries, property destruction, emotional distress, lost wages and more. It’s a good thing you have insurance. But does your policy cover $300,000 of liability and, in the event of a lawsuit, you’re judged liable for $1 million. That leaves $700,000 left to pay. How are you going to afford to pay for it? If you have umbrella insurance and your policy cove
At some point in our lives we experience a car accident. There are approximately 5.5 million auto accidents in the US per year. 3.8 million people are injured as a result of collisions. A high number of people deal with the fall out of car accidents. Whether large or small, they are never fun! The process after an accident can be another source of stress! Typically, we ask ourselves the following questions: Should I call the police? Should I call my insurance agent? Should I file a claim? Should I take notes? At Doyle Insurance we want to make sure that we make the process easier for you. Just follow these steps: Check for Injuries: Determine if you or anyone else in the car is h
What is more exciting in a teens’ life than when they first begin driving? It’s also a dangerous time according to the National Highway Traffic Safety Administration (NHTSA). Motor vehicle crashes are the leading cause of fatalities for kids and young adults ages 14-18. Despite this, the NHTSA says just 25 percent of parents have a serious talk with their kids about the key components of safe driving. At Doyle Insurance, we want to make sure that you are aware of the simple guidelines we recommend to keep your new driver safe. Absolutely no alcohol There is no legal limit for alcohol when it comes to teen drivers. Having any amount of alcohol for all those under 21, everywhere, is illega
