Rebuilding or remodeling your home? Do you have appropriate coverage?

Your home is probably the single largest investment you'll ever make. By insuring your home, you are helping to protect your investment. Estimating the cost to rebuild your home will help you decide the amount of insurance you'll want to purchase. The primary factors that'll determine the cost to rebuild your home include:

• Local construction costs

• The square footage of your home and the number of bathrooms and other rooms

• The type of exterior wall construction-frame masonry (brick or stone)

• Type of roof

• Number of floors

• Special features like attached garages, fireplaces, exterior trim and arched windows

• Quality of materials and finishes throughout the home

Increase the limit of your policy if you make improvements or additions to your house. You may upgrade features in your home to fit your tastes and lifestyle. These enhancements can significantly increase the replacement costs of your home. Our brokers are available to help you in your determination as to whether additional coverage is needed.